How do we protect the confidentiality and security of your information?
We use physical and technical safeguards to protect your information.  We restrict access to your information to those who need it to perform their jobs.  Third-party business partners are bound by law to use the information only for our purposes.  They may not disclose it or use it in any other way.  We comply with all data security laws.

• We collect information you send us on applications and forms.
• We collect information from your transactions with us, our third-party business partners, or others.
• Based on the product or services requested, we may receive information from a medical provider.

What types of information do we disclose and to whom?
We do not sell your information to anyone.  We may disclose this information to a business that carries out services and marketing for us.  We may disclose your information as required or permitted by law.  We may disclose your information for a legal or regulatory purpose.  These include the following types of information.

• Information we receive from you on applications or other forms.  This may include your name, address, beneficiaries, Social Security number, and family member information. 
• This may include information from your transactions with our third-party business partners, or us.  It may include your account balance and transaction histories.  It may also include shares you purchase, claims, and purchase method.

How do we use your medical information?
We sometimes receive medical information.  We do not use or share it, internally or externally, for any purpose except the following:

• administering your account, 
• as required or permitted by law, or
• as otherwise authorized by you.

Questions?
We value our customers.  We want you to know how we use your information.  For questions about our privacy policy, please contact us at (405) 478-4321.